• Winnebago County

    Illinois Abstract Service Ownership Report, E/O Report

    Included

    PDF Report Emailed

    • Legal description
    • PIN 
    • Current record owner
    • Current tax status
    • Any open liens, mortgages or other adverse items of record 
    • Name search on parties in title
    • Effective date

    Scroll down to learn about Winnebago County Ownership searches below.

    Pricing

    Ownership/Lien Report, Residential

    $125 Residential

    (1st parcel and PIN)

    + $100 for any additional Residential parcels or PINs

     

    Ownership/ Lien Report, Commercial

    $225 Commercial

    (1st parcel and PIN)

    + $200 for any additional Commercial parcels or PINs

  • Conducting a Ownership Report Winnebago County

    Bought to you by, Illinois Abstract Service

    Summary

    An Ownership search has three components which are: Land, Tax and Name searches. Feel free to reach our resources page for more County resources as well as to view our Blog for more information.

    Land search

    The Winnebago County Recorder, can be searched online for free. You will need to search back to the last Warranty Deed with Title Insurance stamps and comb forward. The County Recorder should also have the coverage or effective date which will tell you how recent the indexing is for the County.


    If your PIN number is unknown, use the assessor and GIS site to locate your PIN number as well as decipher your legal description.


    Please note: Open mortgages are typical, other documents on the record must be viewed with caution. If no release is of record it should be noted on your search.


    Resources

    Recorder

    GIS Map Link and Recorder Land Research

    Tax search

    A tax search must be completed at the Winnebago County Treasurer/Clerk. A current tax year search can be completed through the Treasurer website. A more advanced multi year search can also be done online for Winnebago County.


    It is vital that you understand taxes accurately. Sold taxes will appear “paid by the County”, when in fact a tax buyer has bought them and will move to perfect the tax lien as soon as possible and take possession.
     

    Resources

    Treasurer

    Treasurer homepage

    Name search

    Name searches are to identify personal and business liens or judgments. Name searches on all parties in title from the last Warranty Deed forward should be ran for good measure. Look at the local County court system docket search, as well as the State Tax lien search. As a bonus feature, the Illinois State Tax Lien Search also will identify any Federal Tax Liens. In addition, running a PACER search will be a good bankruptcy check.

     

    Keep in mind:

    • Federal Tax Liens are active for 10 years from the assessment date of the tax.
    • Illinois the State has 20 years to collect on an Income Tax Lien.
    • Bankruptcies pose an active risk and should be noted for 7 years after filing.
    • Also, per ALTA (American Land Title Association) standards, a general judgment is considered collectible seven years from the date that said judgement was rendered.
    • [For interesting comparison, Mechanic liens pose an active risk to the parcel for 2 years after filing.]
    Resources

    UCC Search

    Courthouse search

    State Lien Search

    PACER

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